Skinfury
Privacy policy

Website Skinfury.com, referred separately as the "Party", have concluded the agreement (hereinafter referred to as the "Agreement") as follows:

1. Terms and Definitions

1.1. 3D Secure is a payment card processing system for improving the security of online transactions developed by VISA, which VISA has adopted together with Mastercard.

1.2. Authorization is a process of electronic verification of Card data, resulting in either approval or rejection of the transaction by the Bank.

1.3. Transaction Limit is the maximum transaction amount set by the Merchant.

1.4. Bank is any Bank that issues a Card of an International Payment Card Organization, and/or an Acquiring Bank (acquirer) that provides services to the Company.

1.5. Payment Organization – a third-party legal entity that is not a party to the Agreement, providing payment or other financial services, to whose services the Merchant is provided with access by the Company as an aggregator under the Agreement.

1.6. Transaction Processing Service is a card-processing center that performs Card Authorization, processes transactions, accepts claims for transactions, and cooperates with the Company in other matters related to transaction processing.

1.7. Card(s) is a payment card including, but not limited to, Visa, Visa Electron, Mastercard, Maestro, with which the Payer pays for the services offered by the Merchant. The Card is considered valid if the purchase was made before the last day of the year and the month of the period of validity indicated on the Card, or after the first day of the year and the month of the period of validity indicated on the Card (if any).

1.8. Payer (Customer) is a person being a customer/purchaser of the Merchant and willing to use payment methods or services offered to them by the Merchant, which the Merchant themselves receives under the Agreement.

1.9. Payer's Account means a customer's personal account.

1.10. Commission is a fee for services, including the cost of delivery (if any), which will be deducted during the transaction for the purchase of the Merchant's service(s) from the Merchant's funds or from the payer's funds (as agreed by the Parties).

1.11. Chargeback is an operation to return a payment to the Payer that was protested by the customer.

1.12. Decline is a payment organization's refusal to perform the transaction.

1.13. Refund is an operation to return a payment to the Payer that was considered erroneous by the Company or declared by the Merchant for refund, or recognized by the Company for refund due to non-provision of documents by the Payer.

1.14. Chargeback Fee is a commission that deducts from the Merchant when the specified event occurs.

1.15. Refund Fee, Decline Fee is a weekly calculated fees that deducts from the Merchant’s balance when the specified event occurs. Visa/Mastercard fees are withheld in addition to Refund Fee and/or Decline Fee.

1.16. Merchant's Settlement Account(s) means the Merchant's account intended for withdrawal of the Merchant funds from the Company.

1.17. Merchant's Account is a special Web interface that the Company has provided the Merchant with access to for use in accordance with the provisions of the Agreement.

1.18. Merchant is one of the Parties to the Agreement, a legal entity that sells services/products through the Merchant's Website.

1.19. Module is a software that provides the transfer of transaction data.

1.20. Order is an electronic notification posted on the Website by the Payer (or at his direction), expressing the intention to purchase specific services and to pay for them.

1.21. Security standards is a set of general requirements for improving the security of transactions and data storage. All legal entities and other entities that transfer, process or store payment card data shall have a valid PCI DSS certificate.

1.22. Payment Page is a payment page that belongs to the Company or a payment organization that the Module is integrated with.

1.23. PCI DSS means the Payment Card Industry Data Security Standard that is a security standard applied by organizations that process credit cards of major card systems.

1.24. Reward means commissions, single and regular payments, which the Company charges from the Merchant in accordance with the terms of the Agreement. The Company notifies the Merchant via e-mail with the reference "Rates" about the amounts of commissions, rates, limits, fees and base currencies available on the Company's Platforms.

1.25. Reserve Balance (Rolling reserve) is the funds that the Company and/or Payment Organizations holds as a percentage of the Merchant's turnover using certain pre-agreed payment methods for a pre-determined period. The reserve balance is intended to cover any losses of the Company that may arise during the performance of the Agreement due to the actions/omissions of the Merchant or the Payers of the Merchant.

1.26. Services are the services described in clauses 2.1 and 2.2 of the Agreement.

1.27. Transaction Amount is the amount of funds the Payer transfers to the Merchant, taking into account the fees associated with the transaction.

1.28. Transaction is a transfer of funds by the Payer to the Merchant's using payment methods provided by the Company.

1.29. Website Redirection or Redirection means the process by which one URL is redirected to another URL.

1.30. Website is the name of the current domain where the Merchant provides services to Payers. The Merchant's Website address is https://skinfury.com/. The Merchant has the right to agree in writing with the Company on additional main Website addresses during the performance of the Agreement. If related main URLs are agreed upon, the Parties shall sign an additional agreement to this Agreement or agree upon new related to the main URLs via the communication channels used for communication between the Parties in the process of this Agreement execution. All URLs shall be agreed upon by the Parties in advance. The list of URLs associated with the main URLs is subject to constant changes and agreed upon by Merchant sending an updated list of such URLs to the Company every two weeks via the communication channels used for communication between the Parties in the process of this Agreement execution. The Merchant is responsible for providing an up-to-date list of URLs associated with the main URLs.

1.31. Company Platforms are a set of software that allows the Company to actually provide services under the Agreement, posted at the following Internet addresses: https://bitexpro.eu/ and https://next-on.pro/.

2. Subject of the Agreement

2.1. The Company shall provide Merchant with platform services for aggregation of payment solutions, including:

2.1.1. Provision through the Company's platforms of its own payment methods (fiat, crypto, e-wallet) for the Merchant in order for the Merchant to accept funds from customers for replenishment of customer account balances and withdrawal of funds by the Merchant's customers from their own accounts on the Websites agreed with the Merchant.
2.1.2. Aggregation through the Company's platforms of various payment methods of Payment organizations for the Merchant in order for the Merchant to accept funds from customers for replenishment of customer account balances and withdrawal of funds by the Merchant's customers from their own accounts on the Websites agreed with the Merchant.
2.1.3. At Merchant's request, the Company shall provide Merchant's payers with access to perform transactions to individuals on p2p platforms requested by Merchant. At the same time, the Company shall not be a party to the transactions and deals between individuals, but shall be a guarantor of protecting the interests of the Merchant and its payers when interacting with p2p platforms within the accesses and restrictions provided by the Company, including observing the Merchant's interests in terms of agreeing commissions, limits and fees.
2.1.4. Customer transaction accounting services with the option to record customer balances for the Merchant's accounting policy.
2.1.5. Exchange services in the fields of crypto assets-fiat funds and fiat funds-crypto assets (via the platform https://bitexpro.eu/) and withdrawal of the Merchant's own funds.
2.1.6. Provision of the Merchant's personal accounts on its own platforms on the Internet https://bitexpro.eu/ and https://next-on.pro/.

2.2. The services are provided only to the Merchant and by no means are they considered as services provided to the Merchant's customers. The Merchant shall not demonstrate or let anyone know that the Company is a representative or the second party in the transaction concluded only between the Merchant and their customer. The Merchant shall not demonstrate or make it clear to anyone that the Company takes or may in any way take the responsibility for the failure to perform any transaction.

2.3. The Company has the right to change the Reward. The Company shall notify the Merchant by email Thirty (30) days prior to making such changes. If the Merchant does not agree with such changes, they have the right to declare a refusal to perform the Agreement from the date the change comes into force.

3. Merchant's Powers under the Agreement

3.1. The Merchant undertakes to:

3.1.1. Accept customer funds through payment methods provided by the Company only for the services that correspond to the Merchant's business activities specified in the Merchant's activity description on the Merchant's Website;
3.1.2. Comply with the legislation in the territory where the Merchant provides their services;
3.1.3. Ensure that the Website (incl. new agreed Websites) complies with the parameters agreed upon with the Company when concluding the Agreement;
3.1.4. Comply with the Rules of international and local payment systems and providers and ensure compliance with their technical requirements;
3.1.5. Promptly and to the extent necessary inform its employees, officials and involved persons about the current provisions of the Agreement and the Rules of international and local payment systems and providers, as well as monitor compliance with the provisions of the above documents during the term of the Agreement;
3.1.6. Immediately inform the Company of any cases of fraud or other illegal operations of customers identified by the Merchant;
3.1.7. On their own categorize traffic by gradation: "first time deposit" (for the first transaction made by the customer) or "trusted deposit" (repeated customer transactions) in accordance with the requirements of the payment methods used by the Merchant. It is not allowed to direct traffic of "first time deposit" category instead of "trusted deposit" category to the payment gateway. Availability of possibility of receive "first time deposit" category traffic is agreed by the Parties separately and specified in the offer with the tariffs. The Merchant also on their own collects and transfers to the Company the metadata required to perform the transaction, as well as generates and regularly transfers to the Company the files containing up-to-date lists with data that allow the Company to identify the customer as trustworthy (white list) or as not recommended (black list) for performing transactions. The Company has the right to have continued access to the results of traffic categorization and transaction metadata for setting tariffs for services.
3.1.8. The KYC procedure for clients with a mandatory written notice to the Company about the KYC provider involved by the Merchant. The clients KYC check is carried out by the Merchant without fail, in accordance with the applicable law. If the Company suspects the client's unfair behavior, any signs of the client's fraud or other violation of the AML law, the Merchant is obliged to conduct an additional KYC check of such client at the request of the Company.

At the request of the Company, the Merchant is obliged to immediately (not later than five (5) working days from the date of receipt of the Company's request by e-mail) provide (upload via link) to the Company's KYC provider the results of the clients KYC check (including documents identifying the client and information about the client) for complex AML check of the client. Merchant shall be responsible to the Company for the completeness and quality of the clients KYC check and shall fully indemnify the Company at its request for any damages (including fines, imposed on the Company by a regulator or other authorities) caused by incomplete and/or negligent clients KYC check and/or withholding or misrepresentation of the results of the clients KYC check and/or information about the clients;

4. Basic Requirements for the Authorization and Transaction Processing Procedure

4.1. The Merchant sells services on the Website in accordance with the terms of the Agreement, subject to the following provisions:

4.1.1. The customer's authorization and verification of its intentions to perform the transaction is requested by the Merchant from the customer before each transaction;
4.1.2. The Company has the right to specify special conditions for making automatic payments upon prior agreement with the Merchant;
4.1.3. Authorization of the transaction on the Website is performed only in electronic form, through the Module, other types of authorization are not allowed;
4.1.4. The customer's withdrawal transactions are performed only if the funds in the Merchant's account designated by the Parties as the debiting account for the payment method used are sufficient.

5. Transaction Limits

5.1. The Merchant has the right to set and change Transaction Limits on their Website, provided that such Limits do not violate the restrictions set by the Company.

5.2. The Company has the right to set and change Limits at its own discretion in relation to the Merchant (with 30 days' mandatory prior and written notification to the Merchant), as well as in relation to specific customers of the Merchant (with 3 days' mandatory prior and written notification, if this restriction is individual).

6. Powers of the Company and Terms of Liability of the Parties

6.1. During the term of the Agreement, the Company undertakes to provide the Merchant with payment methods that are currently available for conducting transactions of the Merchant's customers.

6.2. By providing the Merchant with payment methods, the Company is not responsible for any delay or cancellation of the transaction or errors in the transaction data that occurred on the side of third parties.

6.3. When providing services on its own platforms, the Company verifies the Merchant and its customers in accordance with the procedure established on the platform and in accordance with the Company's own AML policy, as well as EU Directives in the field of AML, as well as current legislation on the prevention of money laundering and terrorist financing.

6.4. The Company and the Merchant monitor operations on their own platforms in order to ensure the security of transactions and the provision of services. Anonymized transactions are prohibited on the Company's platforms, as well as transactions made for the Merchant or the customer by a third party that is not identified by the Company.

6.5. Withholding of funds for the purpose of generating a Reserve Balance may be made without notice to the Merchant from all of the Merchant's turnover in accordance with the terms of this Agreement and terms and amounts of mandatory payments, commissions, reserves and other charges. The Merchant shall be prior notified for the necessity to replenish the Reserve Balance with an invoice in the case specified in clause 3.1.15. hereof, in relation to a particular Payment Organization, if there are insufficient funds for performing the declared chargeback or the rolling reserve procedure, or the amount of the Reserve Balance becomes insufficient or the funds become insufficient to be retained payments due to the Company or to cover losses, penalties, or other claims that the Reserve Balance provides.

6.6. The Company shall consider written objections received from the Merchant regarding the quality of the services provided. The review period is 5 (Five) business days, if the resolution of the issue does not require the involvement of third parties for settlement.

6.7. The Company may, at its sole discretion, suspend access to the Merchant's payment methods or certain categories of the Merchant's customers with mandatory written notification to the Merchant.

6.8. Since the fee due to the Company differs depending on the traffic category by gradation: "first time deposit" (for the first transaction made by the customer) or "trusted deposit" (repeated customer transactions) in accordance with the requirements of the payment methods used by the Merchant, the Company, additionally to the fee for transactions of the "trusted deposit" category, weekly deducts an additional part of fee for all "first time deposit" transactions, made during the week, from the Merchant's account balance. The fee for a "first time deposit" or "trusted deposit" shall be set forth in the Annex to hereof with respect to service fees.

7. The Merchant's Refund to Customers

7.1. If the Merchant wants to return the transaction amount to the customer, they can do so through the Merchant's request sent to the Company by email or through the Company's platform support service.

7.2. If a fraudulent transaction is detected, the transaction amount, as well as all related transaction amounts, can be refunded to the customer by the Company's decision from the moment of the fraudulent transaction at the expense of the Reserve Balance amount or the Security Deposit amount.

7.3. The Company has the right to block any suspicious transaction until the full justification of the validity of the transaction and confirmation of the absence of fraudulent actions or established violations.

7.4. If the total amount of amounts to be refunded reaches 2% of all transactions, the Merchant shall provide a written explanation of the reasons for exceeding this threshold ratio of amounts to be refunded.

7.5. The Merchant agrees to the above provisions of the Agreement and undertakes to compensate the Company for losses and expenses related to the return of any transaction amounts.

8. Obligations and Responsibilities of the Parties to Reduce the Risk of Fraud Associated with Transactions

8.1. Administrative provisions:

8.1.1. In order to reduce the risk of fraud and losses of the Payer and Merchant, the Company, in cooperation with Payment Organizations and International Payment Card Organizations, as well as in accordance with current regulations and proceedings, monitors and analyzes transactions, and has the right to provide the Merchant with mandatory instructions regarding the relevant transactions and/or accepting transactions on the Website in general;
8.1.2. The Merchant undertakes to act in accordance with the Company's instructions.
8.1.3. The Merchant confirms that they will take all necessary actions or omissions to minimize the possibility of fraudulent activities on the Website and prevent the possibility of money laundering through transactions. The Merchant is responsible for the actions of its employees during the provision of services on the Website, as well as for compliance with the provisions of the Agreement and instructions given to the Merchant under the Agreement;
8.1.4. If the Merchant has information about suspicious circumstances related to the transaction, the person involved in the transaction, the specified Card details, including information that may indicate that the transaction is not being made by the customer, the Merchant shall immediately notify the Company and act in accordance with the Company's instructions, if any;
8.1.5. In cases of examination/investigation of fraudulent and/or suspicious transactions, chargebacks and other claims, the Merchant shall provide the Company with any and all information available to them required for examination/investigation of such cases;
8.1.6. In accordance with the requirements established by International Payment Card Organizations and agreements concluded between the Company and payment organizations, the Company notifies Payment organizations of fraudulent actions of the Merchant, if any.

8.2. Claim examination process and liability:

8.2.1. Upon receiving a chargeback, initiating a rolling reserve procedure, requesting Payment Organizations and/or the customer's claim or question related to the transaction, the Company informs the Merchant about this, and the Merchant undertakes to provide the Company with a response regarding the corresponding chargeback, rolling reserve procedure, claim or request no later than 5 (five) business days upon receipt of such notification. Along with the response, the Merchant shall also provide a documentary justification for the response.
8.2.2. If the Customer addresses the Merchant a complaint and/or a question about the transaction, the Merchant undertakes to respond to the customer no later than within 5 (five) business days. The answer should be given on the merits of the complaint/question with explanations and, if possible, a proposal for a solution.
8.2.3. If the Customer cancels the transaction, for example, in the case of a chargeback, and the Bank requests information about such the transaction, the Company has the right to deduct from the Merchant all costs associated with processing the specified transaction or providing information to the Bank, regardless of the reason why the Bank refuses to pay for the relevant operations or request information about them, as well as related to dispute resolution, if the Merchant wants to appeal the chargeback. The Company has the right to deduct from the Merchant the amounts of expenses specified in this clause from the Reserve Balance or from the Security Deposit;
8.2.4. During the term of the Agreement and/or within 540 (five hundred and forty) days after its termination, the Merchant shall return to the Company the transaction amount for which Chargeback was received and executed.

9. Reserve Balance

9.1. The Company shall have the right to restrict withdrawal requests from the Merchant by the amount of the Reserve Balances withheld by the Payment Organizations, calculated in respect of the Merchant's Transactions in accordance with the terms of this Agreement.

9.2. The amount of obligations of the Company and the Merchant is determined when the specified obligations are due to be fulfilled, including the penalty and interest.

9.3. Within five (5) business days after receiving the Company's request, the Merchant shall ensure that the Company's account has sufficient funds to replenish the Reserve Balance for the amount specified in the request.

9.4. The Company does not charge or pay the Merchant any interest on the Reserve Balance and/or the Security Deposit.

9.5. During the period of fulfillment of the Company's and Merchant's obligations, neither the Company nor the Merchant has the right to mortgage or remortgage, transfer ownership, encumber, alienate, change the composition and form of the Reserve Balance (as well as the rights to the Reserve Balance), or perform actions that can reduce its volume in ways not related to its use and purpose under the Agreement.

9.6. The amount of the Reserve Balance in all cases is Fifty Thousand (50,000) USD. If Merchant operates under this Agreement (Merchant's clients make transactions), the Reserve Balance shall be held by the Company until the amount of the Reserve Balance equal to Fifty Thousand (50,000) USD is deposited. When the amount of the Reserve Balance has been deposited on the account, in respect of the amount exceeding the minimum amount of the Reserve Balance, the term of withholding of the Reserve Balance shall be applied equal to One Hundred Eighty (180) calendar days from the date of the transaction in respect of which the withholding is made, after the expiration of which the amount shall be unblocked by the Company. The amount of the Reserve Balance shall be withheld for the entire term hereof and for One Hundred Eighty (180) calendar days from the date of its termination. Withholding of the amount of the Reserve Balance shall cease on the 181st (one hundred and eighty-first) day from the date of termination of this Agreement.

9.7. If Merchant is not operates under this Agreement (Merchant's clients not make transactions), then a Reserve Balance withholding term equal to One Hundred Eighty (180) calendar days from the date of the last transaction in respect of which the Reserve Balance is withheld.

10. Sanctions and Deductions

10.1. For non-performance or improper performance of their obligations under the Agreement, the Parties are responsible in accordance with the current legislation of the Czech Republic and the provisions of the Agreement, ensuring compensation to the other Party for any evidenced and losses caused to it in the event of such losses in accordance with the provisions of the Agreement.

10.2. The Company has the right to suspend the provision of services to the Merchant under the Agreement and/or hold Merchant liable under this Agreement and claim reimbursement of expenses and/or losses if the Company has evidence to prove that the Merchant violates the provisions of the Agreement or the rules of the International Payment System listed below, but not limited to:

10.2.1. If the Merchant accepts payments for services from a Website that is not agreed upon in the Agreement or its appendices;
10.2.2. If the Website specified in the Agreement and its appendices is redirected to another Website without the Company's prior written consent, as well as whitelisting of the Client without proper verification procedures;
10.2.3. If the regulator or supervisory authority issued a warning about illegal activities involving the beneficial owner, authorized representative, member of the Merchant's management board, or administrator of the Merchant's Website;
10.2.4. If the Merchant accepts payments related to fraudulent activity;
10.2.5. If the Merchant makes significant changes to the Website without the Company's prior consent;
10.2.6. If an International Payment Card Organization charges the Acquiring Bank or Payment Organization serving the Company and/or the Company with violating the rules of the International Payment Card Organization due to actions/inaction of the Merchant;
10.2.7. If the Merchant makes significant changes to mobile online applications (applications) and/or mobile websites (web applications) that significantly differ from the content of the registered Website, without obtaining the Company's prior consent;
10.2.8. If the Merchant performs any other activity that violates the provisions of the Agreement, the provisions of its Annexes, does not comply with the current legislation of the Czech Republic or does not comply with the rules applicable in the Merchant's jurisdiction. The Company determines the amount of fines imposed on the Merchant, taking into account the amount of fines imposed in such cases by International Payment Systems and/or by law.

11. Force Majeure

11.1. Neither party is liable for delay or non-performance of its obligations under the Agreement to the extent that such delay or non-performance is the result of any condition beyond its reasonable control (Force Majeure), including, but not limited to, government action, war, riots, hurricane, typhoon, terrorist attacks acts, earthquakes, fires, floods, lightning strikes, explosions, lockouts, states of emergency, pandemics or any other diseases defined by the World Health Organization (WHO), prolonged energy shortages, as well as actions by a state or government prohibiting or preventing any party from fulfilling its respective obligations under the Agreement, or other natural disasters, working conditions, power outages, and Internet disruptions.

11.2. If the above-mentioned force majeure circumstances last for more than 2 (two) months, either Party has the right to unilaterally terminate the Agreement by notifying the other Party.

11.3. The burden of proof is on the Party claiming that it is unable to fulfill its obligations due to the above-mentioned force majeure circumstances. In order to prove the occurrence of such force majeure circumstances, the specified Party shall, within thirty (30) days, properly and in writing notify the other Party of the occurrence and termination of such circumstances.

12. Agreement Validity Period

12.1. The Agreement comes into force from the moment of its signing. The Company has the right not to provide services in the absence of the Reserve Balance or other payment due to the Company specified in the Agreement.

12.2. Unless otherwise expressly provided in the Agreement, the Agreement is valid until the Parties fulfill all their obligations specified in the Agreement, until either Party receives from other Party all payments due to it in accordance with the provisions of the Agreement. The exception is when the transfer of funds is prohibited by a requirement of the governmental regulator or AML legislation.

12.3. The Company has the right to terminate the Agreement immediately and unilaterally by notifying in writing the Merchant in the following cases, provided that in the case any of the below is capable of remedy, has not been remedied within twenty (20) days of receipt of a notice from the Company specifying the breach and requiring its remedy and the Company has sufficient evidence proving that:

12.3.1. The Merchant provided the Company with false information, which resulted in the Company suffering financial or reputational losses or is no longer able to properly fulfill its obligations under the Agreement in the future;
12.3.2. The Merchant failed to inform the Company of changes in the information previously provided, as a result of which the Company suffered financial or reputational losses or is no longer able to properly fulfill its obligations under the Agreement in the future;
12.3.3. The Merchant does not comply with the rules of international organizations for payment cards;
12.3.4. A court decision has been made to declare an insolvency procedure, an out-of-court external management procedure, or the initiation of bankruptcy proceedings against the Merchant, or a notice of bankruptcy of the Merchant has been filed, or the competent (supervisory) body has decided to restrict/suspend the Merchant's activities;
12.3.5. The Merchant's accounts are blocked by tax authorities or other regulatory authorities;
12.3.6. The Merchant is engaged in fraudulent or illegal transactions or any other activity that threatens the reputation of the Company or Banks, Payment Organizations, or International Payment Card Organizations.

13. Taxes

13.1. Each Party undertakes to file tax reports and pay taxes applicable to their income in accordance with any jurisdiction. If the Company is required by law to pay taxes on the Merchant's income, the Merchant shall immediately, at the Company's request, refund the amount of such taxes and all interest, penalties and requested amounts relating thereto.

13.2. If changes are made to the current legislation and the Company is required to pay value-added tax (VAT) or any other similar tax on its services, such tax is added to the Company's Reward rate with mandatory thirty (30) calendar days notice to the Merchant.

14. Applicable Law and Dispute Resolution

14.1. The Agreement is governed by the law of the Czech Republic.

14.2. The Parties will seek to resolve any disputes and disagreements arising out of the Agreement or related to its performance, validity or termination through negotiations. If a dispute or disagreement cannot be resolved through negotiations, or if such negotiations continue for more than 30 (thirty) days, the Arbitration Court of the Czech Republic Chamber of Commerce and the Czech Republic Chamber of Agriculture will have non-exclusive jurisdiction over all disputes arising out of or in relation to the Agreement. The language of legal proceedings is English or a language that the Company representative can understand without an interpreter. The Parties transfer all claims and other procedural documents to each other by e-mail. The court case is subject to consideration by one arbitrator.

15. Other Provisions

15.1. The Agreement and any annexes thereto are binding on the Parties and their legal successors.

15.2. Amendments to the Agreement come into force if they are made in writing and approved by both Parties, unless otherwise provided by the Agreement.

15.3. The Company has the right to unilaterally change any provision or condition of the appendices to the Agreement by notifying the Merchant 30 (thirty) days in advance in electronic form. If the Merchant does not send any objections in electronic form within 30 (thirty) days from the date of notification, it should be assumed that the Merchant accepted the changes in good faith. If the Merchant does not accept the amendments, the Agreement may be terminated at the Merchant's request from the effective date of the amendments.

15.4. The Agreement, together with any other amendments approved by the Parties in writing, sets out all agreements between the Parties, and no representations or warranties expressed orally will be considered included in the provisions of the Agreement.

15.5. By signing the Agreement, the Merchant confirms that it has read and accepted all the above-mentioned terms of service, as well as they have read the Company's policies and rules for providing services posted on the Company's platforms. In case of disputes, the terms of the Agreement will prevail.

15.6. The Agreement, as well as any notifications and other documents related to the performance of the Agreement, sent by the Parties to each other in signed form to the registered addresses of the Parties specified in the Agreement, or to e-mail addresses in the form of scanned copies, have the legal force of a hand-signed document, and the parties recognize the same force for documents, which are exchanged in signed form by the Parties through the document signing system DocuSign. Both Parties shall inform each other immediately in writing about changes in data (name, registration number, legal address, e-mail address, telephone number or bank account, as well as other changes that are significant for the Parties in fulfilling their obligations under the Agreement).

16. Contact Information of the Parties

The Merchant:

Website: Skinfury.com

Email: [email protected]

Skinfury Privacy policy